Frequently Asked Questions

We can close in as little as 7 days from an accepted offer, or further out if you need more time. You pick the date. Because we pay cash, there's no bank appraisal, no financing condition, and no waiting on a lender. We close through a local Iowa title company that handles the paperwork and gets your money to you.

Listing usually means 60 to 120 days, showings, repeat visits, repairs, inspection and financing conditions, and a 5–6% commission. Selling to us is one buyer, no showings, no conditions, a fast close, and zero commission. The trade-off is that you usually net a bit less than a perfect retail sale, but you get speed and certainty. For the right situation, that's worth it.

Absolutely. A lot of people we help listed first, the listing expired, showings dried up, or buyers kept backing out over financing or the inspection. For homes that need work or sellers on a tight timeline, a direct cash sale often closes when the regular market won't.

Yes. A local Iowa title company can handle the whole closing remotely, documents signed by mail or online, and the money is sent to whatever account you choose. We close with out-of-state owners regularly.

Two ways: fill out the form on this page (takes about two minutes) or call us. We'll ask a few quick questions, send a cash offer within 24 hours, and close on your timeline. No fees, no obligation, no pressure.

We look at recent comparable sales in your neighborhood, the condition of the house, any repairs it needs, and our costs to fix and resell it. We're upfront about how we get to the number, when we send the offer, we'll walk you through it.

No, there's never any obligation. The offer is yours to take, leave, or think about. Nothing is signed until you decide to move forward. We'd rather you do what's right for you than feel any pressure.

Every offer is based on recent comparable sales in your area, the home's condition, and the repairs it needs. When we send it, we'll walk you through how we got to the number so you can see it for yourself.

None. No agent commissions, no listing fees, no admin charges. The number on our offer is what you get at closing, minus only what's needed to pay off your mortgage or any back taxes. By comparison, a 5–6% agent commission on a $250,000 Iowa home is around $14,000, money that stays with you when you sell to us.

We cover the standard closing costs. You receive the offer amount at closing with no surprise deductions, only your existing mortgage and any liens or back taxes are paid off from the proceeds. You walk away mortgage-free.

It gets paid off at closing from the funds we bring. Whatever's left after your mortgage and any back taxes or liens is paid to you. If you're behind, the payoff includes the back payments. You leave the deal with the house sold and the loan cleared.

No. We buy completely as-is. Leave anything you don't want, furniture, junk, whatever. We've bought houses mid-renovation, fire- and water-damaged, with mold, and with foundation problems. The cleanout and repairs are our job after closing, not yours.

Yes, single-family houses, condos, townhomes, duplexes, small multi-unit rentals, mobile/manufactured homes, and vacant residential lots. Any age, any condition.

Yes. Heavy repairs are exactly what we handle. Fire or water damage, mold, foundation issues, an old roof, outdated wiring or plumbing, it's all priced into the offer up front. We don't renegotiate after you've signed.

Yes, it's one of the situations we help with most. If you're behind on payments or facing a foreclosure sale, selling for cash before that date can pay off what you owe and protect your credit. The earlier you reach out, the more options you have.

Yes. We regularly buy rentals with tenants in place, single-family, duplexes, and small multi-unit properties. You don't have to evict anyone before selling. We become the new owner and the tenancy carries over.

Yes, but all the heirs (or the executor of the estate) need to agree to the sale. We work with out-of-state heirs all the time and you can usually sign remotely. If the estate is still being settled, we can wait until it's ready to close.

That's common and usually not a problem. Back property taxes and any liens are paid out of the sale proceeds at closing. You don't need to come up with cash to clear them first.